Monday, August 11, 2008
My Trip to Cincinnati
I am working hard to make sure I get what I want in the future. There is never a compromise for hard work. I recently started a new job and I am building a business. I represent for Primerica Financial Service ( A Citi Group Company ) and I am presently on the representative level in my job. About 3 weeks into the business, I was told there was a conference to Cincinnati, Ohio and there would like me to go for it. I thought to myself, "Is this another way for them to make me spend money?" but then I realized that it would only work to my own good since I was not forced to attend. I decided to invest my time and money into this trip and trust me, it was worth it. Me and some of my work buddies, left Chicago at around 5 am on Friday and hit 90/94 heading to Ohio via Indiana. It was a long drive, about 5 hours, but I really did not feel it because I was engrossed in a book I was reading called, "The Devil's Arithmetic". We got there and stayed at the Millennium Hotel in downtown Cincinnati. Workshop where up by 12pm till about 8pm and dinner was after that. I learnt enough at the conference and I am fully motivated to grip my future by the head. I came back from the conference on sunday morning a different man. I had gained so much, I had to start implementing what I had learned to my business. Right now, my business is kicking off at a nice rate. Last week, I took some classes so that I can obtain my producer's license. I will be taking the exam in a couple of days and I am ready to kick butt. My advice for anyone reading this, If you do not stand for something, you will fall for anything. Find what gives you joy and pursue your dreams!!!
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1 comment:
Good Luck on your test!
My name is Sam Stillman, it good to see today's generation hard at work today.
If i could please beg your attention for a moment, this is courtesy posting regarding predatory lending of personal loans to college students. With all the media lately regarding the culprits of the payday loan industry, my team and i are extending a cautionary warning students everywhere who are the prime targets of these predatory lenders.
How do payday personal loans work and what to look out for?
Usually, an individual looking to barrow money writes a personal check payable to the lender for the amount he or she wishes to borrow, plus a fee. The personal loans company gives the borrower the amount of the check minus the fee. Payday loan fees are usually a percentage of the check’s face value, or a fee charged per amount borrowed – (etc for every $50 or $100 loaned). And, if you extend or "roll-over" the loan - say for another two weeks after your payback term expires - you'll have to pay the fees for each extension.
What to look out for!
Under the federal Truth in Lending Act, the cost of payday loans must be disclosed. Among other information, you must receive, in writing:
•The "finance charge" (a dollar amount)
•The annual percentage rate (" APR") (the cost of credit on a yearly basis)
Remember, not all payday loan company’s are intent on victimizing you, but we ask that you exercise caution and due diligence when seeking payday personal loans. Know the terms and conditions of the agreement before making the commitment.
We appreciate your attention in this matter as it will help both you and those you know from getting victimized as well as preserve the good services this industry has to offer by those who promote responsible lending and responsible spending.
Good Luck in your endeavors!
Sincerely,
Sam Stillman
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